As Diwali is around the corner, e-commerce websites in India like Hokosoko and others have started offering deals and discounts to attract shoppers. This is the most awaited time for the buyers as festive offers usually come during Diwali. People easily get attracted to these amazing discounts and cashback offers. During the festive sale, most people do their payments online and this is the time when fraudsters get a chance to do online fraud. Here we are going to provide you some tips to protect yourself from online fraud.

1. Bank Customer Care Call

Fraudsters call customers as the bank’s representatives to draw their attention. They try to fool customers by offering them a new card or credit limit extension or by claiming that their card has been blocked. Make sure you don’t fall into the trap.

2. Coupon Fraud

People usually search for coupon codes on Google to get huge discounts on online shopping. Usually, these coupons are fake and are made to entice people to open the links intended for phishing. Only use coupon codes available on "trusted coupon portals."

3. Fraud Online Shopping Website

Be careful while opening any shopping website that means always check the URL and the site name first. The URL should be HTTPS instead of HTTP or there should be a secure sign before URL. During the festive sale, various fake websites of e-commerce platforms appear in different URLs to steal the login details of the customers. For example: Filpkart instead of Flipkart or Hokosko instead of Hokosoko or something similar.

4. Don’t Use Public Computers for Net Banking

Never conduct transactions through online banking on public computers like cyber café. Even if you are sitting alone and logging out securely, the scammer can hack your account anyhow and discover ways to record your activities.

5. Fake WhatsApp Messages

Most fake offers or deals are sent through WhatsApp. There are various groups on WhatsApp that inform you about the offers and discounts on products of popular brands. But it is recommended not to believe those offers recklessly because they can be a part of attempts to steal your banking details. Only believe messages received from company’s official WhatsApp bot.

6. Lucky Draw Calls

This is the latest trick which fraudsters do to rob people’s money. The customer will receive a call from a so-called customer care executive to get feedback on a certain product he or she has purchased online. After that, the executive says that you have won “Rs.10000 or a gift” as a part of a lucky draw. The fraud is that the so-called executive will ask you to send a “registration fee” to process the reward. So, never get attracted to such rewards.

Summary

As spammers have become increasingly greedy, it is more important for us to stay aware of the frauds. Also, we should know how to protect our bank details from fraudsters. Hope the above tips are helpful for you while shopping online during this festive season.

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