Killeen, TX/ 2020: Credit unions are considered to be an affordable option for a variety of financial services and lending opportunities. Greater Central Texas Federal Credit Union provides reasonable and affordable loans to its members in Killeen, TX. The credit union loans can be used for financing projects like home improvement, purchase of a new car or a pre-owned vehicle, etc.

It is a renowned financial institution known for the variety of loan options it offers.

Affordable Loans

You can apply for a loan at the credit union by filling up the application form provided on their website. An applicant will have to provide information about his state of residence, type of application (individual credit, joint credit with a spouse or joint credit with someone else), loan amount, purpose, the preferred method of payment, frequency of payment, number of payments and other details.
The loan processing fee for less than $1000 is $20.00 and for $1000 and higher, it is $25.
An applicant can be asked for down payment.
A discount rate of up to .25% may be given for auto loans signed up with automatic/electronic payments.

Reasons To Choose Us

We offer a variety of investment and savings options.
Members are offered online modes of payment.
Higher borrowing limits and longer repayment periods offered.
Helpful and friendly loan officers.
Our members are exempted from paying corporate income tax.
We are federally insured.
We are associated with organizations like Equal Housing Opportunity and NCUA.

Other Services Provided

Wire Transfer, ACH Origination, Share Certificates, Bill Pay, ATM, Payroll Deduction, MasterCard Gift Cards, Notary Service, etc.

For more information on loans and other services provided by Greater Central Texas Federal Credit Union, you can call at (254) 690 -2274 or visit 3305 E Elms Rd, Killeen, TX - 76542. You can also log on to https://gctfcu.net