Englewood, New Jersey – As with most things in life, it’s important to find a balance. We strive to do this in regard to work vs. recreation, wants vs. needs, and short-term vs. long-term goals.

“Striving for balance is also very relevant when it comes to planning our financial futures,” said Jason Blumstein, CFA®, and founder of financial and investment advisory firm Julius Wealth Advisors, LLC (www.juliuswealthadvisors.com). “A consistent, gradual, and focused strategy can assist whether it’s saving for college, retirement, or even a bucket list vacation.”

Blumstein refers to this as “financial homeostasis” ( Jason Blumstein, CFA® on LinkedIn: #FinancialLiteracyFriday #JuliUS #wealth), one of the concepts he promotes to clients in his “financial literacy” process. This educational program brings clarity and understanding to financial planning for clients seeking a secure future with a variety of strategies.

“The key in this process when it comes to building sustainable wealth, is to start early and consistently contribute to accounts over the long haul,” said Blumstein. “By taking this approach in your 20s or 30s, it should help you not get into a panic mode as you get closer to retiring.”

This approach can also give clients the ability to find that all-important balance in their financial lives.

“By gradually building sustainable wealth, it can help to experience a fuller life with family and friends,” said Blumstein. “You’ll have the confidence that you’re planning properly for the future and comfortable with spending for a vacation or a nice night out for an anniversary.”

Blumstein has seen people sacrifice memories because they started this planning late in life and are consumed with “catching up”.

“It’s all about finding that balance,” he added. “It does require discipline and commitment, but in the long haul it can result in a more relaxed existence, allowing people to enjoy today while planning for the future.”

While this topic and others can be confusing, Blumstein continually educates clients on these and other topics that affect financial planning. His clients include young married couples, small business owners, and athletes/entertainers.

Prior to embarking on this journey, Blumstein considers a client’s purpose for investing (retirement, college planning, etc.), timelines for reaching these goals, and mindset.

Blumstein’s plans are customized to a client’s needs and timeframes. The process involves:

- A philosophy guided by the principles of Warren Buffett and Jack Bogle which emphasizes owning high-quality assets for decades, not days, while seeking downside protection and controlling the drag of cost and taxes.

- Research and invest in assets that exhibit certain quantifiable characteristics that have been demonstrated to deliver more favorable long-term, risk-adjusted returns – not every time, but over time.

- Ascertain an investor’s needs, ability and willingness to own a business. The goal is to personalize a solution that meets unique situations, allowing the clients to stay the course with long-term peace of mind.

Throughout the process, Julius Wealth Advisors, LLC, (www.juliuswealthadvisors.com) places a premium on relationships with clients who look to the firm for guidance during good and difficult times.

Julius Wealth Advisors, LLC, is built on three pillars -- integrity, knowledge and passion. The firm’s services include behavioral coaching, financial planning and investment management.

“Unlike the typical financial and investment advisor,” said Blumstein, “we believe in offering more than just numbers on a quarterly report. We are here to help you identify long-term financial goals and create a tailored plan to achieve them. Plus, we offer behavioral coaching to support better decision making in the future.”

Blumstein also points out these plans change as lives and personal situations change. These can include marriage, becoming parents, an illness, a divorce, career change, and ultimately financial freedom. Regardless of these situations, Julius Wealth Advisors, LLC, stresses the disciplines necessary to reach any of these goals.

For More Information :- http://www.juliuswealthadvisors.com/