The RGRHCL encourages the use of eco-friendly and cost-effective building technologies in rural Karnataka to provide affordable and durable housing to the underprivileged. The state government has also established specialist ‘Nirmithi Kendras’ for expert support and guidance in this area, with intentions to expand the number of Nirmithi Kendras.

The RGRHCL also aspires to ensure that the poor have access to affordable housing in a timely and hassle-free way. Its goal is to improve the system’s management transparency and efficiency.
RGRHCL Housing Schemes

The Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) periodically offers cheap housing plans to Karnataka citizens. Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) has a number of popular housing plans.

Basava Housing Scheme
Devraj URS Housing Scheme
Ashraya Housing Scheme
Dr B R Ambedkar Niwas Yojana


The above-mentioned Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) housing programmes have varied eligibility requirements. Let’s take a closer look at the aspects of RGRHCL’s housing.
RGRHCL Basava Vasathi Housing Scheme
RGRHCL’s Basava Vasathi Yojana provides affordable housing to Karnataka’s poor and homeless citizens. To be eligible for the Basava Vasathi Yojana, the applicant’s total yearly income must be less than Rs 32,000. The applicant must not own any plot, house, or land parcel in any region of the country to be eligible for the scheme.

Karnataka’s state government assists economically disadvantaged people through the Basava Vasathi Yojana, which provides up to 85% of construction materials.

Devraj URS Scheme by RGRHCL
RGRHCL’s Devaraj URS housing plan is designed to help a certain group of individuals with house construction. RGRHCL’s Devraj URS Scheme will benefit the following people:

People with disabilities
Households that have been cured of leprosy
HIV-positive people
Tribes of nomads
Those who have been harmed by rioting and exploitation
Workers in the sanitation industry
Bonded labourers who work for free
Widows
Transgender people

The Karnataka government intends to assist those in the abovementioned groups in obtaining housing. The state government covers up to 80% of the building costs for applicants who take advantage of RGRHCL’s Devraj URS Scheme.
Dr B R Ambedkar Niwas Yojana
The B R Ambedkar Niwas Yojana is intended to assist persons from underrepresented groups. People from Scheduled Castes/ Scheduled Tribes (SCs/STs) communities will benefit from the scheme, which aims to provide them with inexpensive housing. The B R Ambedkar Niwas Yojana grants a subsidy of Rs 1.75 lakh towards the construction or purchase of a home.
Ashraya Housing Scheme
The RGRHCL Ashraya Yojana is a comprehensive programme aiming at identifying and rehabilitating disadvantaged families in Karnataka. The RGRHCL started the Ashraya Yojana in 2002. It was followed by the Kudambashree plan, which was implemented to identify those who were left out of the Karnataka government’s decentralised poverty alleviation programmes.

The Gram Panchayat was entrusted with creating bespoke micro-projects for each home in the community as part of a one-of-a-kind initiative under the scheme. The RGRHCL planned to support the Ashraya Yojana with contributions from Gram Panchayats, Block Panchayats, and District Panchayats, as well as funding from the Central and State governments.
Eligibility criteria for RGRHCL housing scheme?
To be considered for this program, you must meet certain qualifying requirements. They are as follows:

A woman (whose marital status is unimportant), an ex-soldier, a physically handicapped senior citizen, or a widow or widower must apply for the plan.

The applicant’s household should have an annual income of no more than Rs 32,000, as this scheme is aimed at the economically disadvantaged.

The applicant must be in desperate need of a home and have no other residence in the state.

The candidate and their family, on the other hand, can live in a hut. People who have lost their homes are also eligible for the program.

People with land or locations under their ownership are also eligible for the initiative.

Any alternative housing plans should not be used by the applicant.


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