Living in the COVID-19 pandemic era has created a lot of tensions for working professionals as they are struggling to retain their jobs and manage monthly expenses. Many NRIs had to return to their native in India owing to the global financial crisis and job losses. The stress involved in a rented home is immense as majority of landlords expect the rent on time even when the whole economy is shut off and banks are keeping a hold on their EMIs.

However, amidst all the gloom, there is a ray of hope for those who are dreaming about buying their own home in India. This year the home loan interest rates have touched a historical low as a result of RBI’s revised monetary policies to boost economic growth in India. In its first bi-monthly Monetary Policy review of 2021-22, The RBI has kept the repo rate unchanged. However expectations are that the interest rate on borrowings may go up in a few months time and any further decline has been ruled out.

Country’s largest lender State Bank of India (SBI) has not extended the low rate offer that was available till March 31. The SBI home loan interest rate was starting from 6.70 per cent for loans up to Rs 75 lakh and 6.75 per cent for loans in the range of Rs 75 lakh to Rs 5 crore. But, effective April 1, 2021, the SBI home loan interest rate is 6.95 per cent and upwards depending on the loan amount, gender and the credit profile of the borrower. But, is this a likely signal that the rates may harden from here?

The RBI’s decision comes at a time when the pick-up in economic growth still remains elusive and the inflation also remains untamed. The policy repo rate continues to stay at 4 percent and the home loan interest rate is around the multi-year low levels as most banks are currently offering home loans at interest rates around 7 per cent.

Considering all these aspects, home ownership is becoming more and more affordable for the common man. Having a permanent home is not just a dream come true but it is also a way of securing your family’s future. Real estate is a perfect investment option in these uncertain times as it promises you good returns.

About Company - Maxworth Realty India Ltd

Maxworth Realty Reviews is one of the leading land developers in Bangalore. Since inception, we have created a niche in the real estate market, as one of the finest developers in Bangalore. With steady efforts and dedication, we have delivered an impressive list of prestigious projects that have provided supreme value and total satisfaction to each of our customers. Sincere commitment to understand customer needs and interpret them in innovative ways, has enabled us to continuously offer living spaces that are truly special. We are proud to hold an unblemished record of delivering on promises and our strict adherence to business ethics has earned us an enviable reputation in the real estate market.

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