But buying renters insurance in Abbotsford Victoria BC can protect you from unforeseen events.

Here are the times when renters insurance in Abbotsford will surely come in handy:

1. There are break-ins in your rental property.

The landlord is responsible for getting insurance to the structure of the building, so if there is damage to the property brought about by natural disasters like flooding, your landlord’s home insurance can serve as protection. But what if someone breaks into the rental property and steals your belongings? What if you lose your expensive possessions like laptops and TVs?

Renters insurance in Abbotsford Victoria BC covers theft, burglary, and vandalism. Rather than pay for the replacement out-of-pocket, you can just get compensation from your insurance company.

2. You or someone you know suffered from an injury while in the apartment.

What if a guest or even a family member slips or falls while in the apartment? Without a Renters insurance, you will have to shoulder the medical and recovery costs of the person. Renters insurance reduces your liability.

3. It can cover losses due to theft in your car.

If you are renting in an apartment or condominium, you are most likely going to use a public parking lot. That might not be as secure as you want it to be. The thing is, your auto insurance might not cover theft in your car.

4. Damage brought about by fire or smoke

Again, your landlord’s home insurance might cover the costs of repairing a building damaged by fire or smoke. But what it won’t cover is the cost of replacing your property ravaged by fire. Don’t let your belongings go up in smoke. Make sure you secure them with the right renter’s insurance.

In addition to this, you can also get extra coverage for natural disasters like flooding, thunder, wildfire, storms, or hail.

5. You can get coverage for loss of use.

What if your rental apartment gets damaged by floods or fires? In this case, you won’t be able to live there while it’s being fixed. It can be hard to find a rental property to move to on such short notice. The Loss of Use coverage in many renter’s insurance policies can help cover the costs of living in hotels.

AMC Insurance can help you in picking the right insurance for your rental needs.