If you are living in California and are not currently have health insurance, we strongly recommend that you consider getting some. It’s important to take care of your health, and having insurance can help you do that. There are many different plans available, so it’s a good idea to do some research and find the one that works best for you and your family. We are here to help answer any questions you may have about health insurance in California.
Health Insurance California is governed by the Department of Managed Health Care (DMHC) and the California Department of Insurance (CDI). Health insurance companies operating in California are required to be licensed by either the DMHC or the CDI.
The California health insurance market is highly competitive, with over two dozen carriers offering a wide variety of health insurance plans for small businesses. Premiums vary widely, both between carriers and between plans offered by the same carrier.
Although most small businesses in California are not required to provide health insurance to their employees, those that do must comply with the state's rigorous laws and regulations. For example, all plans must provide coverage for at least 10 essential health benefits, including doctor visits, hospitalization, maternity care, and prescription drugs.
To find the best health insurance plan for your small business, it's important to compare quotes from multiple carriers and to understand the different types of plans available. Kaiser Permanente, for example, offers both HMO and PPO plans, as well as a unique high-deductible health plan called the Kaiser Promise.
When shopping for health insurance, it's also important to consider the needs of your employees. A good plan will provide comprehensive coverage, but it should also be affordable for your employees. You may want to consider a plan with a lower premium but a higher deductible, or a plan that offers additional benefits such as dental or vision coverage.
The best way to find the right health insurance plan for your small business is to work with a broker or an insurance agent who can help you compare quotes and find the right coverage for your needs.
You can visit our website http://www.kaiserinsuranceonline.com/ or contact us at 888-492-7245