It is a payment method and a personal financing instrument. It allows you to buy products and services; under the promise you will pay in the future, assuming the obligation to cover the agreed interest, commissions and taxes.
Advantage of Having A Credit Card
Convenience
Credit cards can save you time and trouble - you don't have to look for an ATM or carry cash.
Keep a Record
Credit card statements can help you track your expenses. Some cards even provide an annual summary that is very useful when it comes to working your taxes.
Low-Cost Loans
You can use the revolving credit today, (e.g., in the one-day special sale) when you will not have cash available within a week.
Instant Cash
Cash advances are quick and convenient; they put money in your hands when you need it.
Benefits
From frequent flyer programs to discounts on car purchases; there is a suitable program for each person. Many credit card companies offer incentive programs based on the number of purchases you make.
Build A Positive Credit Rating
Controlled use of a credit card can help you establish credit for the first time or rebuild your credit if you have had problems in the past; as long as you stay within your means and pay your bills on time.
Purchase protection
Most credit card companies will handle your disputes. If a merchant does not want to accept that you return a defective product, check with your credit card company.
Balance Movement
Many credit card companies offer low introductory interest rates. These offers allow you to move your balance to cards that charge lower interest.
Havinga credit card in UAE history and good payment behavior, which will allow you to access the card you want and better benefits as a major credit line, respectively.If you are looking for a credit card in UAE then contact the SoulWallet, one of the most preferred organizations for offering credit cards and get the best solutionfor this team of financial experts.
Address:
Office 3, 23rd floor, Millenium Plaza
Sheikh Zayed Rd - Dubai - United Arab Emirates
Phone: +971 4 205 3358
Email:
[email protected]
website: https://www.soulwallet.com